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Trust our seasoned professionals to help you navigate your options with clarity and confidence.

We’re committed to clear, straightforward information so you can make informed decisions with peace of mind.

Experience caring, one-on-one assistance tailored to your unique financial goals and lifestyle.

1. Is the money from a reverse mortgage taxable in Oklahoma?

No, it is considered loan proceeds and not taxable income.

2. Can I lose my home with a reverse mortgage?

Not if you meet your loan obligations, including taxes and maintenance.

3. What happens if I outlive the loan?

You won’t have to repay until you move, sell, or pass away.

4. Will my spouse be affected if I die first?

Eligible non-borrowing spouses may stay in the home under certain conditions.

5. Do I still own my home with a reverse mortgage?

Yes, you retain ownership as long as you live in the home.

6. Can I pay off a reverse mortgage early?

Yes, without any prepayment penalties.

7. What homes qualify in Oklahoma?

Most single-family homes, FHA-approved condos, and some manufactured homes.

8. Is a reverse mortgage safe?

Yes, when used properly and through FHA-approved lenders.

9. Can I use the money for anything?

Yes, travel, medical bills, home renovations, or everyday expenses.

10. How do I apply for a reverse mortgage in Oklahoma?

Start with a HUD-approved counselor, then contact an FHA-approved lender.

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NML#: 135622
Branch#: 135622
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